Lawsuits are an extremely serious matter and require immediate attention. The consequences of doing nothing about a lawsuit or improperly responding can be devastating and last for many years. Many bankruptcies can be avoided, if the attorney has actual experience in defending collection lawsuits.
Just because a bank or debt collector has sued you, does not mean they will automatically win a judgment. That means, before any collector can garnish your wages or freeze your bank account, they must first obtain a court judgment against you. The Mastriani Law Firm can help you prevent a judgment, so you can avoid having a debt collector siphon off your hard earned wages or seize funds from your bank.
Our clients receive personal attention, advice seasoned with years of experience in collection litigation, and representation tailored to your needs and objectives. We are dedicated to the protection of consumer rights, your rights.
The Mastriani Law Firm represents individuals throughout McAllen, TX who have been sued by a debt collector in any Texas Superior Court. We have extensive experience defending lawsuits on medical bills, personal credit card debts, automobile finance contracts, second mortgage loans, student loans, and identity theft debts. We also has proven experience defending student loan collection lawsuits filed in U.S. District Court.
As an experienced McAllen debt collection-defense attorney, we know how to expose the debt collector’s main weaknesses. This starts with reviewing your documents and the facts. From the outset, the court expects that each defendant’s answer will correctly plead all applicable statutes of limitation and other defenses to the collection case. Otherwise, court permission must be granted to add these defenses.
If you were harassed by a debt collection agency or collection law firm, the Mastriani Law Firm has years of experience with that, too. Under the Fair Debt Collection Act, you may be entitled to your actual damages and attorney’s fees for debt collectors’ abuse and harassment. There are other laws that protect you against bad debt collection agencies and law firms, as well.
At the Mastriani Law Firm, we know it is difficult to deal with debt issues. But we also know, after talking with client after client, the great relief that comes with taking action and facing the issues.
When faced with a collection lawsuit, it is important to take action as soon as possible within the time allowed for a response. It is important to have a credit card defense lawyer experienced with the rules of civil procedure and with a deep knowledge of credit card law and debt settlement.
If you’re being sued by a debt collector, let us help. The consultation is free. Understand your options. Contact us for an appointment.
We represent individuals, families, and business owners in McAllen and throughout Texas. Call us today at 713-965-7595 for a FREE consultation with McAllen attorney John Mastriani today.